County Court Judgement, CCJ
If someone has a County Court Judgement, or CCJ, against them, it means that a judge in a County Court has ruled that they must pay a debt against their name. The person then has 30 days to pay this debt, and if they manage to make this payment with this deadline, then their credit record will not show that they had a County Court Judgement pronounced against them. However, if they fail to pay within the thirty days, and pay afterwards, then the County Court Judgement will remain in place and it will show that the payment was satisfied.
If the payment is not satisfied then it is highly unlikely that a loan or credit applicant will be approved, and some lenders will refuse an application even if the credit shows that the County Court Judgement was satisfied.
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