Direct Mortgage Lender
A direct mortgage lender does not operate from a high street bricks-and-mortar presence but usually carries out their business on the web and the telephone. Since they are not tied to the (usually frustratingly limited) opening times of a normal shop they are often easier to get hold of for discussion. The lack of a shop presence also means, thanks to far less overheads, that the direct mortgage lender can offer deals a bank or building society might not be able to match. For reasons like these, many people find it preferable to deal with a direct mortgage lender rather than the usual channels.
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